Weekly Real Estate Market Minute for the Townships of Uxbridge and Scugog
Brock Street looking east, circa 1895. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 137
The above Brock and Toronto Street photo shows what Brock Street from Toronto Street to Main Street looked like in the early 1890’s. On the left side you can see the Market Building that was built in 1884 and then torn down in 1955 so that the building there today could be built. Other notable structures are the Fire Hall, The Bascom House and the Trinity United Church in the background.
Corner of Brock and Toronto Street looking east in the mid 1950’s. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 17
The Santa Claus Parade runs along Brock Street around 1954 in the above photo.
Corner Brock St and Toronto St fenced off for safety. the Market Hall was demolished in 1955. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 78
In 1955 the Market Hall was torn down. The above photo shows the corner of Brock St and Toronto St fenced off for safety. In the background you can see the George Wheler Residence before it was surrounded by other buildings. Built in 1878 by George Wheler, it was one of the largest and most impressive homes in downtown Uxbridge. It has seen numerous owners over the years and today is divided into apartments.
The new building being constructed on the corner of Brock and Toronto Streets. Photo courtesy of Uxbridge The Good Old Days, Page142
This 1965 photo shows the new building being constructed on the corner of Brock and Toronto Streets. In the middle of the photo you can also see the construction of the Texaco garage and gas station that we know today as the Circle K and Coffee Time.
Business along the south side of Brock Street, 1970. Photo Courtesy of Uxbridge The Good Old Days, page 165
In the above photo taken in 1970 you can see the business along the south side of Brock Street. On the left you can see Canadian Tire, Davie Rexall Drug Store and Moore’s Pro Hardward (now Getaway Travel, The Foggery Vape Shoppe, The Lemonade Stand, Cycle Solutions, Main Street Realty and the Mondo Hair Salon). The vacant buildings in the middle were the former Uxbridge Dry Cleaners, Len’s Variety Store and Burk Dyson’s Meat Market. These buildings were torn down in 1971 and rebuilt. In 2020 the Police Station and the Uxbridge Shoe and Repair building (in the middle) was torn down to allow the new culvert to be built.
Brock Street, 2020
Taken in 2020 the above photo shows the view on Brock Street just before the Police Station and the Uxbridge Shoes and Repair building was torn down for the culvert construction.
Brock Street, 2020
This is the view east on Brock St from Toronto St. The culvert is nearing completion. A lot has changed over the last 137 years, and it is continuing changing to this day.
Brock Street East at Bascom Street
Photo Credits and Source
Uxbridge The Good Old Days by: J. Peter Hvidsten
Uxbridge The First 100 by: J. Peter Hvidsten
Weekly Real Estate Market Minute for the Townships of Uxbridge and Scugog
Interest rates play a crucial role in the financial landscape, affecting borrowing costs, investment decisions, and the overall economy. The Bank of Canada is the country’s central bank and plays a crucial role in maintaining financial stability and promoting economic growth. Established in 1934, it operates independently of the government to make decisions related to monetary policy, including setting interest rates and managing the supply of money in the economy.
While higher interest rates may have both advantages and disadvantages for buyers, it’s important to understand their impact on the real estate market and personal finances. In this blog post, we’ll explore the pros and cons of higher interest rates for buyers in Canada.
The most apparent disadvantage of higher interest rates for buyers is the increased cost of borrowing. When interest rates rise, mortgage rates follow suit, making it more expensive for homebuyers to finance their purchases. Higher borrowing costs can significantly impact affordability, limiting the size of the mortgage buyers can secure or increasing the overall cost of homeownership.
As interest rates rise, the affordability of housing decreases. Potential buyers may find it more challenging to qualify for mortgages or afford the monthly mortgage payments, especially for those with lower incomes or limited savings. This can lead to a slowdown in housing market activity, affecting both buyers and sellers.
Higher interest rates can also have broader economic implications. Increased borrowing costs can dampen consumer spending, as individuals allocate more of their income to debt servicing. This reduction in spending can lead to slower economic growth, impacting job creation and wage growth. Consequently, potential buyers may face uncertainty in the job market or experience limited income growth, making homeownership less attainable.
One of the primary objectives of higher interest rates is to curb inflation. When interest rates rise, borrowing becomes more expensive, prompting individuals and businesses to borrow less and save more. This decrease in borrowing and spending helps stabilize prices and prevents excessive inflation. For buyers, this can be advantageous as it safeguards the purchasing power of their money and protects against rapidly rising home prices.
Higher interest rates incentivize saving as the returns on savings accounts and other fixed-income investments become more attractive. For buyers, this means an opportunity to accumulate more funds for a down payment or other homeownership expenses. Additionally, higher interest rates may encourage individuals to seek alternative investment avenues, such as bonds or stocks, potentially leading to long-term wealth accumulation.
High interest rates can act as a stabilizing force in the housing market by slowing down rapid price growth. When borrowing becomes more expensive, buyers may think twice before taking on large mortgages, resulting in a moderation of housing demand. This can help prevent speculative bubbles and promote a healthier, more sustainable housing market in the long run.
Higher interest rates in Canada have both advantages and disadvantages for buyers. While they contribute to reduced inflation, encourage savings and investment, and promote housing market stability, they can also increase borrowing costs, reduce housing affordability, and slow down the overall economy. It’s crucial for buyers to carefully evaluate their financial situations, assess the impact of interest rates on their ability to borrow, and weigh the pros and cons when considering homeownership. Staying informed about market conditions and seeking professional advice can help buyers navigate the evolving landscape of interest rates and make informed decisions about their real estate investments.
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Here is the Region of Durham Housing May 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Durham Region includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Region of Durham.
Scroll to the bottom for links to take you to the housing market reports for Uxbridge, Scugog, Brock and the Kawartha Lakes.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report May 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Kawartha Lakes Housing May 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board included.
This housing report for Kawartha Lakes includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Kawartha Lakes.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and Brock.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
Read the Toronto Regional Real Estate Board Market Watch Report
*Some values may vary slightly based on the exact date and time the reports were generated.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Township of Brock Housing May 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Township of Brock includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Brock.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and the Kawartha Lakes.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report May 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Township of Scugog Housing May 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Township of Scugog includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Scugog.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Brock and the Kawartha Lakes
TRREB Housing Market Charts May 2023
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report May 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Township of Uxbridge Housing May 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Township of Uxbridge includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Uxbridge.
Scroll to the bottom for links to take you to the housing market reports for Durham, Scugog, Brock and the Kawartha Lakes.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report May 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Stokes/Kydd House Uxbridge
The Stokes/Kydd House at it’s present day location on the grounds of the Historical Centre. It is now where the museum staff work and holds several archives and artifacts.
Stokes/Kydd House Uxbridge
The house was built in 1908 by George Stokes on a farm just east of the present day high school and on the south side of Brock Street E. According to the Uxbridge Historical Centre “George Stokes held several prominent positions in the community such as Councilor, Deputy Reeve, Reeve and Treasurer of the Agricultural Society”. The house was later sold to George and Nellie Kydd. Nellie would become Uxbridge’s first female mayor in 1963.
Stokes/Kydd House Uxbridge
In 2002 the house was moved to the Historical Centre when the farm was sold to make room for the expansion of the Uxbridge Secondary School and the Coral Creek Subdivision. Planks Lane now extends through to Nelkydd Lane (Nellie Kydd).
Stokes/Kydd House Uxbridge
The plaque on the front of the building showing the Stokes/Kydd House is designated under the Ontario Heritage Act as a Heritage Building.
Stokes/Kydd House Uxbridge. Photo courtesy of the Uxbridge Historical Centre Facebook page.
The above photo of the Stokes/Kydd House is courtesy of the Uxbridge Historical Centre Facebook page.
The building now houses the Historical Centre’s offices and gallery shop.
The following photos show the present day high school parking lot and the school running track. Anyone who attended the Uxbridge Secondary School or the Joseph Gould Senior Public School prior to 2002 would remember the farm backing onto the school yard and the track. How many times did the cows cheer for the home team during a football game.
Approximate location of the house and barn
To learn about other historic homes in Uxbridge check out our blog Uxbridge Historic Homes
The Uxbridge Historical Centre
Google Earth
A Victoria Day celebration outside the Sterling Bank of Canada, on Brock St., Uxbridge. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 148
The Sterling Bank of Canada built this grand building on the corner of Brock St and Toronto St in 1919 and later became the home of the Canadian Imperial Bank of Commerce.
According to Wikipedia , The Sterling Bank of Canada was a Canadian bank that was incorporated in 1905. In 1924 The Sterling Bank of Canada merged with The Standard Bank of Canada which then in 1928 merged with the Canadian Bank of Commerce.
Corner of Toronto St and Brock St in the early 1900’s The house was owned by local blacksmith Michael O’Neil and is now the location of the bank. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 148
This photo taken in 1916 shows crowds gathered in front of The Sterling Bank of Canada to see the solders off to fight in the first world war. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 164
The photos below taken in the early 1900’s show the interior of the bank.
Interior photo of the Sterling Bank of Canada
Interior photo of the Sterling Bank of Canada
This photo shows the building with the new branding of The Canadian Bank of Commerce.
Canadian Imperial Bank of Commerce
Learn more of the history of Uxbridge in our blog
Uxbridge The First 100 Years by: J. Peter Hvidsten
Uxbridge The Good Old Days by: J. Peter Hvidsten
Weekly Real Estate Market Minute for the Townships of Uxbridge and Scugog
Uxbridge Arena built in the early 1920’s. Photo courtesy of Uxbridge The First 100 Years by J. Peter Hvidsten Page 169
Pictured above is the Uxbridge Arena built in the early 1920’s. It was located on Marietta Street, where the Seniors Centre is today. Following a hockey game in 1935 the building burned to the ground.
Aerial view of the arena that replaced the one that burnt down. Photo courtesy of Uxbridge The Good Old Days by J. Peter Hvidsten Page 136
In this aerial view you can see the arena that replaced the one that burnt down. On the right side of the photo you can see the curling rink, which is still in use today. To the south of the arena was a large soccer/recreation field. The UxPool now sits to the south of the curling rink.
The Uxbridge Arena and Recreation Centre was built in 1978.
Pictured above is the present day arena (2021). The Uxbridge Arena and Recreation Centre was built in 1978. In 1997 a second ice pad was added. The facility in winter is home to a variety of hockey and skating clubs and programs. During the summer it is used for lacrosse and large events.
Over the years more recreation facilities have been added to the area surrounding the arena. The area now features the Uxbridge Lawn Bowling Club, The Bonner Boys Splash Pad, tennis courts and a baseball diamond.
Bonner Boys Splash Pad
Photo Credits
Uxbridge The Good Old Days, By J. Peter Hvidsten
Uxbridge The First 100 Years, By J. Peter Hvidsten
Church Street Uxbridge looking south towards Toronto Street. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten page 98
The above photo taken from about 1908 looking south along Church Street to Toronto Street shows the St. Andrew’s Presbyterian Church. The church was opened for services on February 1, 1885. Originally constructed as a Gothic Style church, it featured ornate towers and spires.
Church Street Uxbridge looking south towards Toronto Street in 2021
The above photo was taken from same vantage point today (2021). Most of the original Gothic elements are gone, St Andrew’s Hall has been added to the north side of the building, the street is paved and the canopy of trees were removed long ago.
To learn more about historical places around Uxbridge and Historic Homes in Uxbridge visit out blog at the links below.
1908 Photo Courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten
Weekly Real Estate Market Minute for the Townships of Uxbridge and Scugog
Spruce Street looking north towards the train station around 1900. Photo courtesy of Uxbridge The First 100 Years, by: J. Peter Hvidsten Page 151
The above photo looking north along Spruce Street Uxbridge towards the train station was taken around 1900. On the left you can see The Revere House hotel. This hotel was built by Fred Chinn in the 1870’s.
The Revere House hotel built in the early 1870s. Photo courtesy of Uxbridge The First 100 Years, by: J. Peter Hvidsten Page 50
Spruce Street looking north towards the train station (2021)
Over 100 years later looking north on Spruce Street we can still see the Uxbridge Train Station. The Revere House hotel has been replaced by the Masonic Lodge, which was opened on June 4, 1962. Apartment buildings line both side of the street today.
Spruce Street looking north towards the train station (2023)
The photo above was taken in May 2023. The train station and the apartment buildings were almost totally lost during the May 21 2022 tornado. In this photo you can see the trees that lined Spruce St are almost all gone.
Exterior view of the Masonic Lodge Temple which opened in June 1962. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 108
The Masonic Hall (2023)
Source and Photos:
Uxbridge The First 100 Years by: J. Peter Hvidsten
Uxbridge The Good Old Days by: J. Peter Hvidsten
Shane Coxworth
Weekly Real Estate Market Minute for the Townships of Uxbridge and Scugog
Here is the Kawartha Lakes Housing April 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board included.
This housing report for Kawartha Lakes includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Kawartha Lakes.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and Brock.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – April 2023
Read the Toronto Regional Real Estate Board Market Watch Report
*Some values may vary slightly based on the exact date and time the reports were generated.
Kawartha Lakes Housing April 2023
Kawartha Lakes Housing April 2023
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Township of Brock Housing April 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Township of Brock includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Brock.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and the Kawartha Lakes.
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – April 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report April 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
Buyers are actively out looking to buy but with the lack of new listings buyers are having to compete for properties. Because of this competition we are seeing an increase in the number of properties coming to the market with offer dates. This is increasing the number of properties selling at or above asking price again and without conditions.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
Here is the Township of Scugog Housing April 2023 report (all housing types), with reports from the Toronto Regional Real Estate Board and the Durham Association of REALTORS® included.
This housing report for Township of Scugog includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Scugog.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Brock and the Kawartha Lakes
TRREB Housing Market Charts April 2023
Toronto Regional Real Estate Board – Market Stats At A Glance – April 2023
Read the Toronto Regional Real Estate Board Market Watch Report
Durham REALTORS® Report April 2023 Housing Statistics
Read the Durham Association of REALTORS® FULL Real Estate Report
*Some values may vary slightly based on the exact date and time the reports were generated.
Buyers are actively out looking to buy but with the lack of new listings buyers are having to compete for properties. Because of this competition we are seeing an increase in the number of properties coming to the market with offer dates. This is increasing the number of properties selling at or above asking price again and without conditions.
*Information is believed to be accurate at time of posting but is not guaranteed to be correct
Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2021 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
© 2024 Coldwell Banker Canada. All Rights Reserved. Coldwell Banker®, the Coldwell Banker logo, Coldwell Banker R.M.R. Real Estate, Brokerage and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC. Each Office is Independently Owned and Operated. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.
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